Process
Applying to join Bar Mutual is a quick and simple process.
Barristers starting self-employed practice can submit their application for insurance with Bar Mutual by clicking on the box below. The Managers will then process the application and create an online Members’ Portal account for the new Member to access and make payment of their Debit Note online. A Cover Note is issued after the premium has been paid.
All members renew their cover on 1 April. Invitations are sent to members in February to renew their policies via the Members’ Portal. Debit notes are issued for payment by 1 April.
If you have any queries about your application or renewal please contact one of our Administrators on 020 7621 0405.
Premium
All new members are required to purchase the basic limit of cover of £500,000 by paying the minimum premium including IPT for the policy year. New members may also purchase higher limits of cover above £500,000 by indicating on the application form the level of cover required.
Premiums are calculated by reference to gross fee income and to the areas of practice from which Members have received that fee income. A Rating Schedule which shows precisely how premiums are calculated is issued every year.
A basic premium is calculated which automatically provides a Member with a basic limit of cover. This premium and limit of cover cannot be reduced. If a Member requires a higher limit of cover, the additional premium payable will be shown on the debit note and the barrister may then decide whether to accept the quotation.