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All self-employed barristers in England and Wales must purchase their primary layer of professional indemnity insurance from Bar Mutual, unless they have obtained a waiver from the Bar Standards Board.
Pupils are automatically covered under their pupillage supervisor’s policy. This cover ceases if and when the pupil becomes a Member of Bar Mutual in his or her own right.
A self-employed barrister’s clerk is automatically covered for claims under the barrister’s policy where the claim against the clerk is connected with the practice of the barrister or a pupil of the barrister.
Registered European Lawyers registered with the Bar Standards Board and Foreign Lawyers are also eligible to be insured by Bar Mutual.
Single person entities authorised to practise by the Bar Standards Board are eligible to be insured by Bar Mutual on the same basis as a self-employed barrister.
Bar Mutual may also agree to insure multi-person entities and alternative business structures that have been authorised to practise or licensed by the Bar Standards Board.